車輛保險
1、Compulsory Traffic Accident Liability Insurance: During the insurance period, the insurance company provides mandatory liability insurance that compensates for personal injury and property damage caused to third parties (excluding occupants of the insured vehicle and the policyholder) in road traffic accidents within the liability limit.
2、Vehicle Damage Insurance: During the insurance period, if the insured or the authorized driver of the insured vehicle incurs direct damage to the insured vehicle due to natural disasters or accidents during its use, and it does not fall within the scope of exemption from the insurer's liability, the insurance company is responsible for compensation as stipulated in the insurance contract.
3、Third-Party Liability Insurance for Motor Vehicles: During the insurance period, if the insured or the authorized driver of the insured vehicle causes personal injury or direct property damage to a third party in an accident during its use, and it is legally liable for compensating the third party for damages, and it does not fall within the scope of exemption from the insurer's liability, the insurance company is responsible for compensation for the portion exceeding the sub-limits of the compulsory traffic accident liability insurance as specified in the insurance contract.
4、Motor Vehicle Passenger Liability Insurance: During the insurance period, if the insured or an authorized driver causes an accident resulting in bodily injury to passengers while using the insured vehicle, and it does not fall within the scope of exemption from the insurer's liability, the insurance company is responsible for compensation as stipulated in the insurance contract.
5、Other additional commercial insurance.
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